Our Story

Quad State Insurance Agency, LLC is a wholly owned subsidiary of Farmers and Mechanics Mutual Insurance Company of West Virginia. In addition to representing F&M, Quad State represents several other national and regional insurance companies, which allows Quad State to have a more complete and comprehensive product offering for our customers. In addition to serving customers out of our Martinsburg, West Virginia location, in January 2023 Quad State purchased the Hartley Insurance Agency located in Kingwood, West Virginia. Those around the Kingwood area know that the Hartley Agency was well respected in the community and provided great service. Quad State’s purchase of Hartley continues that legacy, as Quad Kingwood is still the same great people, providing the same great service!