Insurance Made Simple

Service Made Better with Quad State Insurance Agency

Auto | Home | Farm | Rentals | Commercial | And More…

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We offer customizable policies tailored to your specific requirements. We have options to suit your circumstances. Our experienced agents specialize in ensuring you have the right coverage. We provide the best pricing in Martinsburg, WV, and surrounding areas, including Kingwood, WV, and Morgantown, WV.

Man, woman & child making hand hearts for Quad State Insurance Agency.

Want a home or personal auto quote from our top carriers?

Some Of Our Services

Insurance is confusing! Quad State can help you understand it and provide a quote from several quality national and regional insurers. At Quad State Insurance Agency we believe in providing a personal level of service with honesty and integrity and want to build a long-lasting relationship with our customers.

Owners & Renters

Quad State has you covered for your home, mobile home, rental, or farm. We also sell affordable flood insurance!

Auto Insurance

From cars, motorcycles, and off-road vehicles; to boats, campers, and even golf carts, Quad State will help get you the best rate.

Commercial & Small Business

Quad State understands your business needs because we are a small business too.  Let us help you reach your business goals.

Compare Insurance Quotes with Quad State Insurance Agency, LLC

Do you lack confidence in having the right type and amount of insurance? Don’t navigate the process alone! If you don’t have insurance or haven’t reviewed your current coverage recently, let us help you! Inflation has likely left you underinsured, and insurance companies are raising rates substantially to offset increased costs. Whatever you need, we can help you find the right fit with one of the many companies we represent, including these!

Bundle & Save

With many represented carriers, you can bundle your coverage and save. Lessen the headache keeping track of payments can bring, and do so with extra savings in your pocket.

Speak With an Agent

Our agents are available during business hours to help you with whatever you may need.

File a Claim

Get the help you need right away by getting in touch with one of our agents.

Pay Your Bill Online

No need to fumble around with the phone to complete your payment! Pay online here.

The Quad State Story

Quad State Insurance Agency, LLC is a wholly-owned subsidiary of Farmers and Mechanics Mutual Insurance Company of West Virginia. In addition to representing F&M, Quad State represents several other national and regional insurance companies, which allows Quad State to have a more complete and comprehensive product offering for our customers.